Bidvest Bank : Internal Banker At Stellenbosch 2017
Job Title
Internal Banker
Reporting To
Sales Manager
Region
Western Cape
Location
Stellenbosch
Application Closing Date
2017/07/05
Requirement Overview
To grow existing client base and increase revenue for Bidvest bank by proactively managing clients portfolio. To attend to all service related queries and request from clients. To educate and promoting Bidvest bank’s full product offering to clients to maximize the revenue that can be generated. Prepare and capture credit applications. To fulfil a support function to the business banker while managing grey client portfolio. To identify cross selling opportunities.
Duties and Responsibilities
Manage the profit margins through providing clients with comparative information on rates and obtaining the best rates for specific banking products. Proactively manage existing relationships with clients and assist with queries and request. Successful relationship building with legal, credit, Internal bankers, back office and Treasury in order to achieve clients’ needs. Manage overdrawn and accounts in excess. Deal with the Financial Surveillance Department to assist and prepare the client to approach the Reserve Bank if necessary. Follow up with all parties to ensure that queries are resolved. Keeping abreast of Compliance (FICA) requirements . Knowledge of Banking products and channels. FAIS compliance. Anti Money laundering training. Understand the sales cycle. Understand business banking products and fulfil the end to end account opening process. Deal with the Financial Surveillance Department to assist and prepare the client to approach the Reserve Bank if necessary. Follow up with all parties to ensure that queries are resolved.
Skills, Experience and Education
SKILLS: Business Acumen Knowledge of banking products Ability to analyse and understand financial statements Professional communication skills. Excellent selling skills Self motivated Positive attitude and resilient Time management QUALIFICATION: Grade 12 Degree or diploma (studying towards in accounting) At least three years of sales and service experience in a financial services industry RE 1 FAIS Deposits 1A Drivers licence
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